Mahindra Car Insurance Online

Here’s a bit of insight into the brand and its models’ unswerving popularity:

• Niche Appeal - Mahindra cars are synonymous with sturdy SUVs in India. Of its 14-model line-up, 10 are in the SUV/MUV category. In fact, Scorpio, Bolero, XUV500, and Alturas G4 are some of its popular car models in India. Apart from its niche service, the brand also boasts of one model in the sedan category, one in the compact sedan category, and two in its hatchback section. This diversity in its offerings has allowed the brand to come a long way.
• Durability - Virtually all Mahindra car models are designed for rugged road conditions. Only a handful of other brand’s models come close to what Mahindra provides. So, it’s of no surprise that people prefer it to maximise their ROI.
• Reasonable Pricing - When talking about ROI, how to miss out on the Mahindra car models’ pricing range? Its affordable pricing strategy has put the brand in the charts as one of the top car sellers in India. What’s more striking is how reasonably priced they’re when you consider its best in class features.
• Wide Service Network - Its extensive service network spanning across India is comparable to only a few other brands. So, repairing it or replacing any Mahindra car parts is extremely convenient.

While Mahindra ticks off all the boxes for a superlative car brand, it is still imperative to have it insured.

Plying the road without a Mahindra car insurance policy will not only invite a hefty fine but also might impose an unwarranted burden on your finances. 

While it’s an already established fact that it is compulsory by law to avail a Mahindra vehicle insurance policy, you might want to put some more thought into why it might be necessary:

• Coverage Against Third-party Damages - In case your Mahindra car accidentally collides with someone else’s vehicle, or worse, someone else, then you might be looking at a substantial financial liability. A third-party Mahindra motor insurance policy can save the day in that case. You can claim reimbursement against any liabilities arising out of such an incident, and keep your finances undisturbed.
• Personal Accident Cover - As per IRDAI, since 2019 every car owner needs to possess a personal accident cover alongside their car insurance policy. Apart from that, it’s also a wise choice to have a financial backup if you suffer disablement, or in the event of your death, due to an accident in your Mahindra car.
• Cover Damages to your Own Car - While securing coverage against third-party liabilities is imperative, an accidental collision can cause damage to your Mahindra vehicle as well. Not only that, but instances like natural calamities, accidental fire, and whatnot that can also cause severe damage to your car. So, you might want to think about availing all-round financial protection for your own vehicle by purchasing a comprehensive Mahindra vehicle insurance policy.
• No Claim Bonus Benefits - If you’re a good driver with no claims against your Mahindra motor insurance policy in a specific year, you can avail lucrative discounts on the premium upon renewal.  Such deduction is applied on the premium you pay towards the own damage component of your insurance policy. What’s more, if you make no claims against your insurance policy consecutively for 5 years, then you will be eligible for up to 50% discount upon Mahindra car insurance policy renewal.
• Protection Against Losses due to Vehicle Theft - With a comprehensive insurance policy, you can avail compensation if your car gets stolen. You can also claim for reimbursement if your Mahindra car sustains irreparable damage. In both cases, however, the compensation is subject to your Mahindra’s IDV. 

When someone newly purchases a car, in most cases, they go with the insurance policy that their car dealer provides.

However, during Mahindra insurance renewal, you have the choice to choose an insurance company that agrees with you. That way, you become privy to more convenience and maximum benefits.

Digit, in this regard, can be the perfect choice when it comes to purchasing or renewing your Mahindra car insurance policy.

Let’s take a look at why!

Here are a few reasons why considering Digit’s Mahindra car insurance can be extremely beneficial:

• Expeditious Claim Settlement - With Digit, you can have your claims settled in a jiffy so that you don’t have to worry about financial repercussions arising from accidental damages involving your car.
• Digital Process - From inspection to settlement, our process is entirely digitised. So, you can raise a claim by clicking pictures of the damages to your car through your smartphone. It’s less time-consuming since you don’t have to wait for a company’s representative to verify damages. 
• 24 x 7 Service - Our customer support team is available round the clock. So, you can contact us anytime for assistance, even on Sundays and national holidays.
• Customisable IDV - With Digit, you can customise the Insured’s Declared Value of your Mahindra car insurance policy. That way, you can avail a higher reimbursement if your vehicle is stolen or damaged beyond repair.
• Cashless Repairs - We boast of an extensive chain of 1400+ network garages all across India. So, if you own Digit’s Mahindra insurance policy, in case of accidents or any other emergency you can drive down to any of those facilities to avail cashless repairs.
• Doorstep Service - You can avail doorstep services and repairs for accidental damages to your Mahindra car at any of our network garages.
• A Suite of Add-ons - With Digit, you can avail a host of add-ons with your Mahindra motor insurance policy, like Return to invoice cover, zero depreciation cover, roadside assistance, passenger cover, engine and gearbox protection cover, etc.

You can, thus, enjoy best-in-class insurance services for your Mahindra car with Digit.

Now, while Digit’s insurance premiums are pretty affordable, you can reduce them even further by putting a few measures in place.

Following are a few effective ways of reducing the premium on your Mahindra insurance policy:

• Do Not Make Small Claims - Try not to raise claims against small expenses. Mahindra car parts are pretty cheap when compared to other car brands. So if you can afford to pay for them out of your pocket, refrain from claiming against your insurance policy. This way, you accumulate higher NCB and effectively reduce the premium for your policy.
• Opt for a Higher Deductible - According to IRDAI mandate, you need to pay a certain sum from your own pocket when raising a claim, which is called the compulsory deductible. You can choose to pay a higher sum by opting for a voluntary deductible as well. That will lower the premium you pay toward your Mahindra car insurance policy.
• Compare premiums - You must compare the premiums that different insurance companies offer. For instance, with Digit, you can avail a Mahindra motor insurance policy with premiums starting at Rs. 2072, which is a pretty affordable sum.

However, while a lower premium is desirable, make sure you do not compromise on the benefits and features of your Mahindra insurance policy on a bid to cut your expenses!