What is a Tractor Insurance?
Why should I buy a Tractor Insurance?
- If you or your organization uses a tractor or multiple tractors for your daily business operations, having at least a third-party liability tractor insurance is mandatory as per the Motor Vehicle Act. This financially covers you from any losses and damages caused to a third-party due to a tractor owned by your business.
- All businesses are prone to risks both big and small. However, if you’re an asset heavy business with several tractors being used for business operations, then getting a tractor insurance is the bare minimum you can do to protect all your tractors from own damages and losses- both to the tractor and the driver-owner itself.
- Insuring your tractor ensures you are protected against unforeseen, hefty losses thus preventing any kind of business downtime that are likely to arise during to natural calamities, and fires.
Why choose a Commercial Tractor Insurance by Digit?
We treat our customers like VIPs, know how…
What's Covered in a Commercial Tractor Insurance?
What’s not covered?
It is equally important to know what’s not covered in your commercial tractor insurance policy so that there are no surprises when you make a claim. Here are some such situations:
Key Features of Commercial Tractor Insurance by Digit
Key Features |
Digit Benefit |
Claim Process |
Paperless Claims |
Customer Support |
24x7 Support |
Additional Coverage |
PA Cover, Legal Liability Cover, Special Exclusions and Compulsory Deductibles, etc |
Damages to Third-Party |
Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages |
Types of Commercial Tractor Insurance Plans
Based on the type of your tractor, and number of tractors you want to insure, we offer two primary plans you can choose from.
Liability Only
Standard Package
Damages caused by your tractor to any third-party person or property. |
✔
|
✔
|
×
|
Damages caused by your tractor to a third-party vehicle |
✔
|
✔
|
×
|
Loss or damages to own tractor due to natural calamities, fire, theft or accidents. |
×
|
✔
|
×
|
Injury/death of tractor owner-driver If the owner-driver doesn’t already have a Personal Accident Cover from before |
✔
|
✔
|
×
|
How to claim?
Call us at 1800-258-5956 or drop us an email at [email protected]
Keep your details such as policy number, location of the accident, date & time of the accident, and contact number of the insured/caller handy to make our process easier.
How fast are Digit Insurance Claims Settled?
This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!
Read Digit’s Claims Report Card