Zero Depreciation Bike Insurance

Get a Zero Depreciation Bike Insurance Quote.
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Zero Depreciation Two Wheeler Insurance

Depreciation in Two Wheeler Vehicles

Age of Vehicle

% of Depreciation

Not Exceeding 6 months


Exceeding 6 months but not exceeding 1 year


Exceeding 1 year but not exceeding 2 years


Exceeding 2 years but not exceeding 3 years


Exceeding 3 years but not exceeding 4 years


Exceeding 4 years but not exceeding 5 years


Compare: Bike Insurance with & without Zero Dep Cover

Bike Insurance with Zero Dep Cover

Bike Insurance without Zero Dep Cover

Bike Insurance with Zero Dep Cover

Amount is higher as depreciation is not considered at the time of claim payment.

Amount is lower as your two-wheeler and its parts' depreciation is calculated too.

Depreciation on parts


Not Covered

Age of two wheeler

With this addon, the age of your two-wheeler doesn’t have any impact as depreciation isn’t accounted for.

Depreciation is based on how old your two-wheeler is.

Applicable Rate of Depreciation on Two Wheeler Parts

Bike components

Depreciation applicable (in percentage)

Nylon/rubber/tyres and tubes/plastic parts /batteries


Fibre/Glass materials


All other parts made of glass


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