Honda Unicorn Insurance

Since 2004, there have been quite a few generations of CB Unicorn, which has been introduced by Honda. These were upgraded as per technological developments, tuning the original two-wheeler into an even finer version of itself.

• Coming with an engine offering 150 cc of displacement, Unicorn is a two-wheeler that perfectly fits the Indian road with its handling and control.
• Unicorn also offers a maximum power of 12.73 BHP which is quite high for its 150 cc engine. This maximum power can be reached at an RPM of 8,000.
• Coming with a mileage of around 65 km/l, you can at least expect it to range around 60 km/l. This is quite high considering the power it offers, in turn making it an economic option for regular commuting.
• Transmission on the Honda Unicorn is a 5-speed manual. Additionally, the ignition on this motorbike is carburettor based, making it reliable and long-lasting.

A motorcycle designed for short yet regular travels, Honda Unicorn, is a bike that can be very convenient for daily commuters.

Understandably, it becomes imperative as an owner to take necessary steps to ensure that your Unicorn is ready for duty every day. Under such circumstances, it becomes important to choose the right Honda Unicorn insurance policy for your bike.

The following section provides you a brief look of the benefits offered by Digit under its two-wheeler insurance policies.

With several insurance providers being active in India, there are quite a few reasons which have made Digit a popular option.

Understandably, as a rider about to check Honda Unicorn 150 insurance price for purchase or renewal, you should also be aware of the reasons contributing to Digit’s popularity:

• Availability of Cashless Repair from Network Garages - DIgit offers the option to avail cashless repair for your Honda Unicorn from more than 1,000 network garages across India. If you involved in an accident with your Honda Unicorn, you can bring it to these garages and get it repaired without paying any cash from your pockets.

Numerous Policy Options to Choose As Per Your Requirements - Digit is well aware of individual needs which vary across different customers. As a result, Digit offers different types of insurance policy options to choose from. It is vital you understand these policies properly to make the correct choice as per your requirements and habits.

• Third-Party Liability Two-Wheeler Insurance Policy: This is an insurance policy which protects you from any liability charges which might come up due to damage to a third party person or property. As a mandatory insurance policy under the Motor Vehicles Act of 1988, every two-wheeler owner must compulsorily purchase these insurance policies. Important to note, the Honda Unicorn insurance price is quite low for third-party liability policies since they do not cover any damage to your two-wheeler.
• Comprehensive Two-Wheeler Insurance Policy: As suggested by the name of this policy, it covers both third-party liability charges, as well as, any damage caused to your Honda Unicorn. Additionally, comprehensive Honda Unicorn insurance policies also financially protect your motorcycle from any damage caused due to fire, natural or manmade calamities.

If you have purchased your Honda CB Unicorn after September 2018, you can also choose to buy an own damage cover. These policies cover any damage caused to your motorcycle in an accident, due to fire, natural or manmade calamities. However, it does not cover third-party liability charges, and as a result, you must already be in possession of such a policy.

Add-On Covers for Additional Protection - Digit also offers quite a few add-on options which you can purchase for additional protection of your two-wheeler. You can easily purchase these add-ons with a marginal hike to your Digit Honda CB Unicorn 150 insurance price:

• Breakdown assistance.
• Zero depreciation cover.
• Consumable cover.
• Engine and gear protection cover.
• Return to invoice cover.

• Convenient Claim Filing with Ease of Settlement - It is vital to check the claim filing procedure offered by an insurance provider since it is a necessity that arises during emergencies. Taking note of this, Digit offers an easy claim filing procedure which can be completed online within minutes. You need not worry about a dragged out verification process either since this can be completed promptly too using the smartphone-enabled self-inspection process offered by Digit. Additionally, Digit has a high rate of claim settlement ratios which makes it more probable for you to be eligible for your Unicorn insurance benefits.
• 24X7 Customer Service - The customer service offered by Digit is also top-notch, and you can reach out to them at any time for claim related issues, as well as that of purchase. Offered through all 24 hours, Digit’s customer service is also active through weekends so that you can avail assistance at any time.
• Personalised Insured Declared Value - Insured Declared Value or IDV is the total amount of money which is paid to you in case your two-wheeler is stolen or sustains damage beyond repair. This lump sum payout can be especially helpful in replacing the two-wheeler, and therefore, Digit allows you to customise this IDV. You can raise or lower the amount as per your needs, though your Honda Unicorn bike insurance price will vary accordingly too.
• No Claim Bonus Benefits - It is always an important piece of advice to maintain safe riding habits to avoid any risk of succumbing to accidents. If you avoid any damage to your Honda Unicorn and consequently do not make any claim on your insurance policy through a whole year, you will be eligible for a discount on your premium for the consequent year. This bonus, compounded on a yearly basis, is especially helpful in reducing the premium for renewal of your Honda Unicorn insurance policy.
• Online Availability of Purchase and Renewal - Online availability of Digit insurance is another reason which makes it a popular choice across India. While online availability offers the option to compare different policies, on one hand, it also allows you to complete your purchase within a matter of minutes. You can also renew your policy after logging in to your existing account and checking the Honda Unicorn 150 bike insurance price.

With multiple reasons indicating Digit as the best option to insure your Honda CB Unicorn, as an owner you have to make the final call.

While availing an insurance policy for your bike is mandatory, Digit offers Honda Unicorn insurance which can effectively cover your bike against any damage whatsoever.