Truck Insurance

Commercial Vehicle Insurance for your Truck
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What is a Truck Insurance?

Why should I buy Commercial Truck Insurance?

Why Choose Commercial Truck Insurance by Digit?

We treat our customers like VIPs, know how…

Customize your Vehicle IDV

Customize your Vehicle IDV

With us, you can customize your vehicle IDV as per your choice!

24*7 Support

24*7 Support

24*7 call facility even on National Holidays

Super-Fast claims

Smartphone enabled self-inspection processes takes minutes!

What's covered in a Commercial Truck Insurance?



Damages caused to the truck in case of an accident



Loss or damage to the truck due to theft



Damages caused to your truck due to a fire

Natural Disasters

Natural Disasters

Damages caused to your truck due to any natural calamity

Personal Accident

Personal Accident

If there is an accident of your truck, leading to an injury or death of the driver

Third Party Losses

Third Party Losses

Any damages caused by your truck to a third-party person, vehicle or property

Towing Disabled Vehicles

Towing Disabled Vehicles

Any damages caused by your truck during vehicle towing

What’s not covered?

It is equally important to know what’s not covered in your commercial truck insurance policy so that there are no surprises when you make a claim. Here are some such situations:

Own Damages for Third-Party Policy holder

In the case of a Third-Party Liability Only Policy, damages to own vehicle won’t be covered.

Drunk Riding or without a Licence

If the owner-driver of the claimed for truck is drunk or driving without a valid licence.

Contributory Negligences

Any damage caused due to a contributory negligence of the owner-driver (such as driving when there’s an existing flood) 

Consequential Damages

Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged truck is being used incorrectly and the engine gets damaged, it will not be covered)

Key Features of Commercial Truck Insurance by Digit

Key Features

Digit Benefit

Claim Process

Paperless Claims

Customer Support

24x7 Support

Additional Coverage

PA Covers, Legal Liability Cover, Special Exclusions and Compulsory Deductibles, etc

Damages to Third-Party

Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages

Types of Commercial Truck Insurance Plans

Based on your type of truck and requirements, we primarily offer two policies. However, considering the risk and use of goods carrying vehicles, it’s recommended to take a Standard Package Policy that will financially protect your own truck, and the driver using it as well.

Liability Only

Standard Package


How to claim?

Report Card

How fast are Digit Insurance Claims Settled?

This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!

Read Digit’s Claims Report Card

What our customers have to say about us

Prajwal Gs

Mohammed Rizwan has guided me very well and followed up with all the information on renewal of my Vehicle Insurance ... Appreciate his dedicated work and i am sure it is not easy job to educate customer and he really needs good Applause from Digit ..Again Good Spirit Mohammed Rizwan :)👍👏

Ajay Mishra

This insurance company is a new comer in the market. But let me assure you it is soon going to be a big brand name in motor insurance. My vehicle was stolen on 25th Nov. I registered the complaint and let me tell you that Go Digit's response was awesome. They understood my pain and resolved the issue in a few days without giving me much trouble. I would also like to thank Mr. Siwrin Mandal (one of the sincere employee) who helped me in getting the claim. I feel proud that I took Go Digit's motor insurance and lucky to have got Mr Sowrin to settle my claims. Thank you Go Digit and Mr. Sowrin.

Siddharth Murthy

It was a good experience of buying my 4th Vehicle insurance from Go-digit. Ms. Poonam devi explaining the policy well, as well as she knew what was the expectation from the customer and gave the quote according to my needs. And it was Hassle free to make the payment online. Special thanks to Poonam for getting this done Asap. Hope the Customer relationship team become better day by day!! Cheers.

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Know more about Commercial Truck Insurance in India

FAQs about Buying Truck Insurance Online in India