Taxi Insurance

Commercial Vehicle Insurance for Taxi/Cabs
city taxi

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What is Commercial Taxi Insurance for Taxi/Cabs?

Why should I insure my Taxi/Cab with a Commercial Taxi Insurance?

Why choose a Commercial Taxi Insurance by Digit?

We treat our customers like VIPs, know how…

Customize your Vehicle IDV

Customize your Vehicle IDV

With us, you can customize your vehicle IDV as per your choice!

24*7 Support

24*7 Support

24*7 call facility even on National Holidays

Super-Fast claims

Smartphone enabled self-inspection processes takes minutes!

What's Covered in a Commercial Taxi Insurance?



Damages caused to your taxi/cab in case of an accident.



Loss or damage of your taxi/cab due to theft.



Damages caused to your taxi/cab due to a fire.

Natural Disasters

Natural Disasters

Damages caused to your taxi/cab due to any natural calamity.

Personal Accident

Personal Accident

If there is an accident of your taxi/cab, leading to an injury or death of the owner.

Third Party Losses

Third Party Losses

Any damages caused by your taxi/cab to a third party or its passengers.

Towing Disabled Vehicles

Towing Disabled Vehicles

Any damages caused to your taxi/cab in cases where it’s being towed.

What’s not covered?

It is equally important to know what’s not covered in your commercial taxi insurance policy so that there are no surprises when you make a claim. Here are some such situations:

Own Damages for Third-Party Policy holder

In the case of a Third-Party Liability Only Policy, damages to own vehicle won’t be covered.

Drunk Riding or without a Licence

If the owner-driver of the claimed for taxi is drunk or driving without a valid licence.

Contributory Negligences

Any damage caused due to a contributory negligence of the owner-driver (such as driving when there’s an existing flood) 

Consequential Damages

Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged taxi is being used incorrectly and the engine gets damaged, it will not be covered)

Key Features of Commercial Taxi Insurance by Digit

Key Features

Digit Benefit

Claim Process

Paperless Claims

Customer Support

24x7 Support

Additional Coverage

PA Covers, Legal Liability Cover, Special Exclusions and Compulsory Deductibles, etc

Damages to Third-Party

Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages

Types of Commercial Taxi Insurance Plans

Based on the requirement of your cab or taxi, we primarily offer two policies. However, considering the risk and frequent use of such commercial vehicles, it’s always recommended to take a Standard/Comprehensive Package Policy that will financially protect the taxi and the owner-driver as well.

Liability Only

Standard Package


How to claim?

Report Card

How fast are Digit Insurance Claims Settled?

This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!

Read Digit’s Claims Report Card

What our customers have to say about us

Abhishek Yadav

Amazing service and most cooperative staffs. They firstly removed my tension from my damaged vehicle and after that they assisted me to got my vehicle repaired. Thanks a ton.....

Prajwal Gs

Mohammed Rizwan has guided me very well and followed up with all the information on renewal of my Vehicle Insurance ... Appreciate his dedicated work and i am sure it is not easy job to educate customer and he really needs good Applause from Digit ..Again Good Spirit Mohammed Rizwan :)👍👏

Vikas Thappa

I had a wonderful experience while prossesing my vehicle insurance with Digit Insuarnce . It is so customer friendly equipped with apt technology. Claim got resorted within 24 hrs even without physically meeting any person. The customer centers handled my calls well. My special recognition to Mr Ramaraju Kondhana who was handled the case in a excellent way.

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What type of Taxi/Cabs are covered in a Commercial Taxi Insurance?

To simply put it, all cars used for commercial purposes; to transport passengers from one place to another are covered in commercial taxi insurance.

If you are a company that owns more than hundreds of cabs and taxis to provide for taxi services; you can buy a taxi insurance to cover for all your cabs.

If you own a private car and use it for commercial purposes; such as to transport people from one city to another; then you need a cab insurance to protect both you and your car from any unfortunate losses. 

If you own more than one car, in order to run a small business. This could include everything from on-demand services to office-cab services. In this case too, you’ll need to cover for each of your cabs so that you’re covered from any unfortunate losses and damages.

Know more about Commercial Vehicle Insurance for Taxi/Cabs?

FAQs about Commercial Taxi/Cab Insurance in India