Travel Insurance for Sri Lanka
Travel Insurance plan for 7 days starting from ₹214 only
Most Popular(You can select more than one)
Terms and conditions
Buy Travel Insurance for Sri Lanka from India Online
Have you travelled all across South India and love its culture? Well, then you would probably adore the feel of Sri Lanka. One of India’s closest neighbours, this country holds unparalleled beauty that you must see to believe.
But, hold on!
What about insurance for the trip? Stepping out of the country is risky but doing so without proper safety measures is outright dangerous.
Sri Lanka travel insurance can significantly reduce your financial burden in the event of emergencies on the trip. Whether it is a sudden medical need, or you end up losing your baggage in transit, your insurer will bear the cost for all such unplanned instances. Being able to claim such help, especially when you are in a foreign land, can be a lifesaver.
But enough about travel insurance for Sri Lanka for now, let’s learn a bit more about the stunning destination first.
Is it Mandatory to Buy Travel Insurance for Sri Lanka?
No, Sri Lanka does not mandate travel insurance for individuals travelling from India. Nonetheless, it is a wise move to opt for such policy coverage on your travels to the island nation. As a traveller, you may face several serious issues, leading to increased financial liability during the trip.
Travel insurance for Sri Lanka from India can effectively limit such unplanned expenses, securing your travel.
Why should You opt for Sri Lanka Travel Insurance from India?
During Easter Sunday, 2019, armed terrorists opened fire across several hotels and churches in Sri Lanka, leading to the death of around 260 people. Although not too common, such instances are known to happen, which is why relying on a Sri Lanka travel insurance plan is important.
Such a policy can help you financially to deal with such emergencies on your trip. In some cases, you may be able to claim the repatriation costs after terrorist activities of this kind.
Further, the country is full of touts and scammers just waiting to prey on an unsuspecting tourist. They can rob you out of your hard-earned money, significantly disrupting your travel plans. Travel insurance for Sri Lanka can reimburse such losses, ensuring the minimal effect of theft or scams on your overall vacation experience.
What is the cost of Travel Insurance for Sri Lanka from India?
A $50,000 Sri Lanka Travel insurance plan from India for 7 days-1adult is starting from ₹214 only (GST extra).
What’s great about International Travel Insurance for Sri Lanka by Digit?
- Zero Deductibles - You don’t pay anything at all when you make a claim – it’s all on us.
- Adventure Sports Covered - Our coverage includes activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day)
- Immediate Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed for more than 4 hours, we give you a flat and immediate compensation of Rs 500.
- Smartphone-enabled Processes - No paperwork, no running around. Just upload your documents when you make a claim.
- Missed-call Facility - Give us a missed call at +91-7303470000 and we’ll call you back in 10 minutes. No more international calling charges!
- Worldwide Support - We’ve partnered with the world’s largest health & travel insurance network Allianz, to support you seamlessly over 216 countries & islands across the world. (list)
Sri Lanka Travel Insurance Plans that fit your needs
Basic Option
Offers coverages for the most common mishaps that can be encountered on an international trip.
Comfort Option
This plan not only covers you for the most common mishaps on your trip but also keeps you protected from each hiccup, so your trip goes just how it should!
Basic Option
Comfort Option
Medical Cover |
|||
Emergency Accidental Treatment & Evacuation |
✔
|
✔
|
×
|
Emergency Medical Treatment & Evacuation |
✔
|
✔
|
×
|
Personal Accident |
✔
|
✔
|
×
|
Daily Cash Allowance (Per day/Max 5 days) |
×
|
✔
|
×
|
Accidental Death & Disability |
✔
|
✔
|
×
|
Emergency Dental Treatment |
×
|
✔
|
×
|
Smooth transit covers |
|||
Trip Cancellation |
×
|
✔
|
×
|
Common Carrier Delay |
×
|
✔
|
×
|
Delay of Checked-in Baggage |
✔
|
✔
|
×
|
Total loss of Checked-in Baggage |
✔
|
✔
|
×
|
Missed Connection |
×
|
✔
|
×
|
Flexible Trip |
|||
Loss of Passport |
✔
|
✔
|
×
|
Emergency Cash |
×
|
✔
|
×
|
Emergency Trip Extension |
×
|
✔
|
×
|
Trip Abandonment |
×
|
✔
|
×
|
Personal Liability & Bail Bond |
×
|
✔
|
×
|
Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
Due to the recent outbreak of Corona Virus Disease (COVID -19), we are temporarily suspending Trip Cancellation cover.
List of countries for which travel insurance is completely blocked - China, Hongkong, Taiwan, Singapore, Italy, Thailand, Japan.
With us, get access to VIP claims
After you buy our international travel insurance for Sri Lanka, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7303470000 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
Why should you Choose Digit as Your Insurance Provider for Sri Lanka?
Now that you know of the importance of travel insurance policies for a secure vacation, you must be wondering which company to purchase the said coverage from.
The answer is simple – Digit is one of the foremost travel insurance providers, bestowing several benefits to the policyholder. Let’s take a look at the advantages of choosing a policy from Digit:
- Unmatched Standard of Customer Service - Digit, unlike many other insurers, focuses on ensuring the best quality of customer care. Travellers can reach out to company representatives at any time, regardless of whether it is the middle of the night or any other time. 24x7 availability means just that! Just place a call on +91-730347000 and Digit’s customer service team member will get back to you within 10 minutes.
- Medical Assistance for Adventure Activity-related Injuries - If you happen to injure yourself while rock climbing or partaking in any such adventure sports in Sri Lanka, you can claim your Digit travel insurance. With the claim money under the adventure sports cover, you can seek quality healthcare for the injury in question incurred due to single-day adventure sports.
- Affordable Plans - When you are travelling to a foreign location, you already need to deal with a range of expenses. At such a time, funding a costly travel insurance policy would be difficult. Fortunately, Digit understands this plight, allowing you to avail plans at nominal rates. For instance, Digit travel insurance for Sri Lanka from India starts from just Rs. 175 (excl. 18% GST) per day for one adult. The sum insured for such a policy is $50,000.
- Passport/Visa Loss Cover - Suppose you are travelling with your passport inside your pocket. During the day, it falls off without you noticing. What would you do under such a circumstance? Well, the only thing that you can do is consult the Indian Embassy in Sri Lanka for an interim passport. Doing so involves certain expenses, which can be substantial. Digit’s policy also offers a safeguard for such events. You can claim the cost for reissuance of the lost passport, thereby guaranteeing that you don’t have to bear the associated cost out of your own pocket.
- Personal Liability - In some cases, you may unintentionally end up destroying a third-party property due to an accident during a road trip in Sri Lanka. With the lack of insurance, you are liable to pay for the damage caused. However, with Digit’s policy in place, you can claim the damage amount, shifting the entire liability on to your insurer.
- Luggage Mix-up is Easy to Deal with - Sri Lanka travel insurance can help you out when there is a delay or a mix-up with your luggage in transit. Digit allows you to claim a certain sum from the policy to buy the essential items in your luggage if you are experiencing a delay while receiving the luggage.
Such a thing is common, especially in international travels, when the airport may mix-up your bags with someone else’s.
Know more about Sri Lanka before your Trip
Sri Lanka, known as the ‘Pearl of the Indian Ocean’, comprises of a tiny island. However, it holds so much beauty and heritage that tourists can spend a considerable period of time appreciating its splendour.
Besides the glorious beaches and the diverse wildlife, visitors can also dig into the delicious cuisine on offer. Whether you are vegetarian or a full-fledged carnivore, Sri Lanka’s cuisine will leave you wanting for more.
Best Time to Visit Sri Lanka
- October to March – The temperatures of the country remains constant between 27 degrees and 30 degrees Celsius throughout the year. However, what makes this period the best time to travel to Sri Lanka are the dry conditions.
- April to July – During this time, a major part of the country receives heavy rainfall. The monsoon intensifies in the month of May and June, which can significantly interfere with your travel plans if you do decide to visit at this time.
Top 5 Places to Visit in Sri Lanka
- Nuwara Eliya - Known as the World’s End, Nuwara Eliya is a spectacular sight that you should not miss. Apart from the view itself, keep your eyes peeled for exotic wildlife, including deer and leopards. Ensure you visit before 10 AM, as it may get too cloudy for you to get a nice view after that.
- Yala National Park - If you intend to enjoy the wildlife of Sri Lanka, another place that you must visit is the Yala National Park. While you may have been to several zoos in your lifetime, witnessing the spectacle of these animals in their natural habitat is a unique experience altogether. You may witness elephants, Sri Lankan sloth bears, leopards and many other creatures during your visit here.
- Anuradhapura - This is one of the most popular heritage sites in Sri Lanka. Tourists from around the globe visit to take a look at the Bodhi Tree growing here. A cutting from the original tree of enlightenment was transferred to this place by Sanghamitta.
- Dambulla Cave Temple - An official World Heritage Site, according to UNESCO, Dambulla Cave is also known as the Golden Rock Temple. Apart from the structure of the place, you can also appreciate the various paintings and sculptures. Some of these depict the first sermon by Buddha.
- Colombo and its Casinos - If you are truly looking for a fun and exciting nightlife in Sri Lanka, visit one of the many casinos in the capital city of Colombo. Whether it is the MGM Colombo or Bally’s Bellagio, each casino will keep you entertained. These places remain open throughout the night, ensuring that you can play and drink as much as you like.
Sri Lanka Visa Requirements for Indians
- Visa Type – Electronic Travel Authorisation for Indian Passport holders.
- Duration – Up to 30 days
- Cost of Visa - $20 for standard processing. (Approx. Rs. 1437) per person.
- Know more about Sri Lanka Visa for Indian Citizens
Safety Measures for Sri Lanka Tourists
- Pickpocketing – This is an almost constant threat that is prevalent in most Asian countries. Try not to carry too much loose cash with you on your outings. Be mindful of items inside your pockets or bags at all times.
- Scam – Sri Lanka is notorious for the various types of scams that tourists often face. Be wary of who you trust while touring the nation. Otherwise, you may fall prey to a host of unfavourable deals.
Indian Embassy in Sri Lanka
Note down the address and contact details of the Indian Embassy in Sri Lanka in case you need it during the trip.
- Address: High Commission of India, 36-38, Galle Road, Colombo 03
- Telephone Number: 0094-11-2421605, 2422788, 2422789, 2327587
FAQs about Travel Insurance for Sri Lanka from India
✓ What is an ETA?
ETA or Electronic Travel Authorisation is a particular kind of permit whereby the traveller applies online to enter a foreign nation. Upon approval, they can print this ETA and present the same to the immigration.
✓ Is Sri Lanka safe for travel?
Yes, Sri Lanka is a relatively safe country for tourists. However, touts, scammers, and limited terrorist activities are known to take place in the nation.
Please try one more time!
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Important Information
Disclaimer - The information mentioned here about the countries, visa fee and others is taken from different sources. Please verify the same before you book your tickets, apply for visa or buy a travel policy.
Download International Travel Insurance Policy Wordings
Last updated: 2021-12-16
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CIN: U66010PN2016PLC167410, IRDAI Reg. No. 158.
Go Digit General Insurance Limited (formerly known as Oben General Insurance Ltd.) - Registered Office Address - 1 to 6 floors, Ananta One (AR One), Pride Hotel Lane, Narveer Tanaji Wadi, City Survey No.1579, Shivaji Nagar, Pune-411005, Maharashtra | Corporate Office Address - Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru-560095, Karnataka