Health Insurance Premium Calculator

Check benefits and get instant premium online in 2 mins
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All about Health Insurance Calculator Explained

Why should you Calculate Health Insurance Premium Online?

  • It allows you to save quite some time and resources. Frankly, it makes a cumbersome task a lot simpler. 
  • Insurance policies can sometimes be quite complex and difficult to understand because they come with several terms and clauses. Oftentimes, people proceed without knowing the specifics of each term and end up paying more than they anticipate. Calculating the premium amount online beforehand allows you to ensure that you are well aware of your payment liabilities for the insurance plan.
  • Further, it eliminates any possibility of making mistakes while calculating your health insurance premium by entering the accurate details. 

5 Benefits of the Health Insurance Premium Calculator

How to Use the Health Insurance Premium Calculator?

What are the Factors that affect your Health Insurance Premium?

How to Reduce the Health Insurance Premium?

Health Insurance Tax Benefits

You can avail tax benefits on your health insurance policy through provisions under Section 80D of the Income Tax Act, 1961.

Following is a table illustrating the tax benefits that you can avail on your health insurance policy:


Exemption Limit

For self and family (spouse, dependent children)

Up to ₹25,000

For self, family + parents (below 60 years of age)

Up to (₹25,000 + ₹25,000) = ₹50,000

For self and family (where the eldest member is below 60 years of age) + parents (above 60 years)

Up to (₹25,000 + ₹50,000) = ₹75,000

For self and family (eldest member is above 60 years of age) + parents (above 60 years of age)

Up to (₹50,000 + ₹50,000) = ₹1,00,000

Thus, if you are still deliberating on purchasing a health insurance policy, stop! Purchase one today!

But don’t forget to calculate your premium amount by using a mediclaim insurance premium calculator before applying for the cover!


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FAQs about Health Insurance Calculator