Commercial Van Insurance

Commercial Vehicle Insurance for Commercial/Business Van
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What is a Commercial Van insurance?

A commercial van insurance is a type of commercial vehicle insurance policy designed to cover for vans used for business purposes. Such as school vans, private vans and other vans used to transport passengers or goods from one place to another.

While a basic, third-party liability policy helps cover for third-party liabilities, as mandated by the law; a comprehensive van insurance policy helps cover for one’s own damages and losses as well.

Types of Commercial Vans Covered

  • School Van: Vans owned and used by schools to transport students and teachers from one place to another, can be covered as part of our van insurance.
  • Public Van: Vans used for the purpose of public transportation too can be covered.
  • Private Van: Vans used for the purpose of carrying passengers or transporting business goods too can be covered for.
  • Other Commercial Vans: All other vans used for commercial and operational purposes can be covered.


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Why should I buy a Commercial Van Insurance?

Why choose a Commercial Van Insurance by Digit?

We treat our customers like VIPs, know how…

Customize your Vehicle IDV

Customize your Vehicle IDV

With us, you can customize your vehicle IDV as per your choice!

24*7 Support

24*7 Support

24*7 call facility even on National Holidays

Super-Fast claims

Smartphone enabled self-inspection processes takes minutes!

What's covered in a Commercial Van Insurance?



Damages and losses caused to the van due to an accident.



Any damages and losses caused to the van in the case of a theft.



Any damages or losses caused to the van in an unfortunate case of fire.

Natural Disasters

Natural Disasters

Any damages and losses caused to the van due to floods, earthquakes and other natural calamities.

Personal Accident

Personal Accident

Covers for any personal injuries or death of the owner-driver of the van.

Third Party Losses

Third Party Losses

Covers for losses and damages caused to a third-party vehicle, property or person due to the insured van, in the case of an accident or collision.

Towing Disabled Vehicles

Towing Disabled Vehicles

Covers for any damages caused to the van in cases where it's being towed.

What’s not covered?

It is equally important to know what’s not covered in your commercial van insurance policy so that there are no surprises when you make a claim. Here are some such situations:

Own Damages for Third-Party Policy holder

If you’re only going for Third-Party Commercial van insurance for your van, then own damages and losses won’t be covered.

Drunk Driving, or Driving Without a valid License

If during a claim, the driver-owner is found to be driving the commercial van without a valid driver’s license or under the influence of alcohol then the commercial van won’t be covered.

Contributory Negligence

Any damages or losses caused to the commercial van due to contributory negligence won’t be covered for.

Consequential Damages

Any damages or losses that aren’t a direct result of an accident, natural calamity or fire can’t be covered for.

Key Features of Commercial Van Insurance by Digit

Key Features

Digit Benefit

Claim Process

Paperless Claims

Customer Support

24x7 Support

Additional Coverage

PA Cover, Legal Liability Cover, Special Exclusions and Compulsory Deductibles, etc

Damages to Third-Party

Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages

Types of Commercial Van Insurance Plans

Based on the type of your commercial van to be insured, we have primarily two plans to choose from.

Liability Only

Standard Package


How to claim?

Report Card

How fast are Digit Insurance Claims Settled?

This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!

Read Digit’s Claims Report Card

FAQs about Commercial Van Insurance Online in India