What’s Covered in Bentley Car Insurance
What’s not Covered
It is equally important to know what’s not covered in your car insurance policy, so that there are no surprises when you make a claim. Here are some such situations:
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Car Insurance plans for Bentley
Third-Party
Comprehensive
Damages/Losses to own car due to an accident |
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Damages/Losses to own car in case of fire |
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Damages/Losses to own car in case of a natural calamity |
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Damages to Third-Party Vehicle |
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Damages to Third-Party Property |
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Personal Accident Cover |
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Injuries/Death of a Third-Party Person |
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Theft of your car |
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Doorstep Pick-Up & Drop |
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Customize your IDV |
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Extra protection with customized add-ons |
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Know more about the difference between comprehensive and third party insurance
How to file a Claim?
After you buy or renew our car insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Just call on 1800-258-5956. No forms to be filled
Step 2
Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.
Step 3
Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.
How fast are Digit Insurance Claims Settled?
This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!
Read Digit’s Claims Report CardMore about Bentley Car Insurance
When driving is much beyond your daily commute and relates to a drive of pleasure, elegance, and class, one name that strikes our mind is Bentley. The brand has its origin from Britain and is registered under the name of Bentley Motors Limited. It markets and sells luxury cars and SUVs across the globe.
The cheapest model of Bentley is the Continental GT for which the price starts from Rs.3.29 crores. A middle segment model from Bentley-Flying Spur is priced at Rs.3.42 crores. The price for the most expensive model Bentley Mulsanne is Rs.5.56 crores. In total, there are four types of Bentley models sold in India. The last one is Bentayaga that is available at a price of Rs.3.78 crores. All the models have petrol fuel and are equipped with 8-speed ZF transmission.
None of the models from Bentley compromises on luxury. It belongs to the rich enabling them to feel super comfortable. The logo of Bentley is the symbol of B with two wings that denote speed. From SUV to Coupe, you can pick any model of your choice. The Bentley Cars are high maintenance rides, so it is important that you keep them safe. After all, buying a Bentley is a big investment. You also need to buy a Car Insurance Policy for your Bentley. Also, the Car Insurance Policy is a mandatory document to carry while driving. Without a policy, you will have to pay a hefty fine.
Why Should you Buy a Bentley Car?
You can think of buying a Bentley for:
- Incomparable Luxury: The Bentley comes with super quality interiors, you will be gobsmacked by the sheer level of detail. These are super comfortable cars with premium quality upholstery. The stands of these cars are extremely graceful. Choose any car to drive yourself or for the purpose of chauffeur driven experience, Bentley won’t disappoint you.
- Wooden + leathered interior: The wood used in the interior wears a thick layer of varnish and screams luxury. Along with that, the leather used is of the highest grade that you can imagine. With the combination of premium wood and leather, the smallest of metal bits look machined to perfection.
- Royalty: Everything you touch on the inside is soft, nulled or glass-based. It is a setting fit for modern-day royalty. Not just that, the powerful engine of any Bently will make you feel like the ruler of the roads.
- Feel like James Bond: The instruments are fully digital in the new age Bentley cars. But the coolest thing about the centre console is very James Bond car-like, which is the Bently rotating display. The three-sided mechanism rotates between a 12.3” touch screen, an analogue set-up for compass, timer and thermometer, and a piece of precision fit wood veneer, all at the touch of a button.
- Safety Features: Bentleys are packed with Anti-Lock brakes, stability control, front-impact airbags, side-impact airbags, knee airbags, pre-tensioners, and powerful security system. The cars from Bentley are capable of anticipating accidents.
- Upbeat Technology: All the models from Bentley come with cutting-edge technology, unrivalled power, and unique craftsmanship, to enhance your driving experience.
- Amazing driving experience: Bentley’s cars combine luxury and power. The unbridled power from the engine purrs deeply while maintaining all the sophistication of a luxury car.
- Drive with grand style: The design language of all the Bentley cars is a symbol of British excellence. These cars do have a DNA of the vintage look without compromising in the technological advantages. All the cars from Bentley are so lovingly crafted and are delicate in its detailing. Any of these cars is capable to add grandeur to your personality.
Why is it important to buy a Bentley Car Insurance?
Here are the reasons that make Bentley Car Insurance important:
- For Legal Compliance: As per the Motor Vehicles Act, you must have a Car Insurance. You are not allowed to drive a car on the roads without an insurance policy. And if you do so, you will be bound to pay Rs.2000/- as a penalty imposed. You may also be put behind the bars for a period of 3 months and your licence may get cancelled.
- For managing Own Damage expenses: Car Insurance Policy will pay you when your Bently needs repair due to some loss/damage. Such losses may arise due to fire, theft, accident, and natural calamities. Also, Bentley is a high maintenance car. Getting a Car Insurance Policy will help you to save undue financial expenses.
- To pay off your Third-Party Legal Liability: When you hurt someone or damage a third person’s property, then you are liable to pay for such losses. The amount of liability can be huge. Your Car Insurance will pay for such losses and save you.
- To Widen the scope of basic Car Insurance: You can improve the scope of basic coverage under Car Insurance by buying add-on covers. These add-on covers come with an additional premium payment that will help you protect your Bentley for losses that are not covered under the basic car insurance policy.
Why Choose Digit for Bentley Car Insurance?
Here are some of the reasons to choose Digit to protect your Bentley.
- Type of Insurance Policy: Digit Insurance offers two types of Car Insurance Policies. One is the Comprehensive Package Policy which offers coverage for own damages and third party losses. Second is the standalone Third-Party Liability Policy which will pay, on your behalf, for any liability incurred due to bodily injury or property damage, when you are at fault.
- Offers Add-On Covers: Digit offers add-on covers like Tyre Protect Cover, Zero Depreciation Cover, Breakdown Assistance, Engine and Gearbox Protection, and Consumable Cover, etc. For Bentley, you can buy Zero Depreciation Cover. Considering the high cost of the spare parts, this add-on will help you nullify the depreciation applicable to the spare parts at the time of the claim. You can also choose Return-to-Invoice Cover. It will work for you when you suffer a total loss of your car due to accident or theft.
- Allows to Customize the IDV: Digit Insurance allows you to choose an IDV for your car. Higher the IDV more is the protection.
- Simple Online Procedure: From buying to filing claims, Digit Insurance has made its complete procedure online. The insurer offers a smartphone-enabled method.
- Large Network of Garages: Digit Insurance has a wide network of garages that will offer you cashless repairs.
- Fast Claim Settlement: Digit maintains a high claim settlement ratio and is fast at handling claims. Generally, the claims are processed in minutes.
- Offers you competitive premium rates: The premium is fairly computed at competitive rates. There are no hidden costs. You can observe the premium calculation in the online calculator available at Digit’s webpage.
- No Middlemen: There are no middlemen or third-party agent involved in the buying process. So that you can take an informed and unbiased decision. Also, the premium does not include the commission of the middlemen.
Factors that affect the Bentley Car Insurance Premium
Here are the factors that affect the Bentley Car Insurance Premium:
- Geographical Location: If you are buying Bentley in one of the metropolitan cities, then the premium will be higher. It is because the probability of an accident is more due to a large number of vehicles and heavier traffic.
- Type of Insurance: A Comprehensive Package Policy for Bentley will cost you more. The package Policy has components including Own Damage and Third Party Liability. For a Standalone Third-Party Policy, the premium will less as compared to a comprehensive policy.
- Add-On Covers: The premium due to add-on covers increases because they come with an additional payment.
- Higher Voluntary Deductible: Choosing a higher voluntary deductible for your Bentley means less premium. But it also indicates that you will contribute your share at the time of claim.
- Age Of The Car: The depreciation value to the IDV of the car increases with passing time. So the IDV decreases which may reduce the car insurance premium with increasing age of the car.
- Security Device Enabled: If your Bentley has extra security devices enabled, like the alarm, then the insurance company may offer you a discount on the premium.
- No Claim Bonus: When for the first year, your Bentley goes without a claim, then for the renewal, you will get a bonus discount.
- The Capacity of the Engine: Different models of Bentley have engines with different cubic capacity. Hence for each model, the premium will differ. Largely, a third-party premium is dependent on the cubic capacity of the car. More cc means higher car insurance premium.
Car Insurance for other Bentley models
Bentley Bentayga
Bentley Continental
Bentley Flying Spur
Bentley Mulsanne