Auto Rickshaw Insurance

Commercial Vehicle Insurance for your Auto Rickshaw/E-Rickshaw
city taxi

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What is an Auto Rickshaw Insurance?

As the name suggests, an auto rickshaw insurance is a type of commercial vehicle insurance policy designed to protect and suit the needs of a three-wheeler in India. It’s mandatory for all auto owners to at least have a third-party auto rickshaw insurance to financially protect them from third-party liabilities and even, better to have a comprehensive auto rickshaw policy to cover for own damages that can be caused due to accidents, collisions, natural calamities, fires and other such mishaps.

Digit Insurance provides auto owners with both such policies at, affordable and customized premium prices.

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Why should I buy Auto Rickshaw Insurance?

Why Choose Auto Rickshaw Insurance by Digit?

We treat our customers like VIPs, know how…

Customize your Vehicle IDV

Customize your Vehicle IDV

With us, you can customize your vehicle IDV as per your choice!

24*7 Support

24*7 Support

24*7 call facility even on National Holidays

Super-Fast claims

Smartphone enabled self-inspection processes takes minutes!

What's Covered in a Auto Rickshaw Insurance?



Damages caused to your auto rickshaw in case of an accident.



Loss or damage of your auto rickshaw due to theft.



Damages caused to your auto rickshaw due to a fire.

Natural Disasters

Natural Disasters

Damages caused to your auto rickshaw due to any natural calamity.

Personal Accident

Personal Accident

If your auto rickshaw meets with an accident, leading to an injury or death of you or the driver using it.

Third Party Losses

Third Party Losses

Any damages caused by your auto rickshaw to a third party or its passengers.

Towing Disabled Vehicles

Towing Disabled Vehicles

Any damages caused to your auto rickshaw in cases where it's being towed.

What’s not covered?

It is equally important to know what’s not covered in your auto rickshaw insurance policy so that there are no surprises when you make a claim. Here are some such situations:

Own Damages for Third-Party Policy holder

In the case of a Third-Party Liability Only Policy, damages to own vehicle won’t be covered.

Drunk Riding or without a Licence

If the owner-driver of the insured auto-rickshaw is drunk or driving without a valid license

Contributory Negligences

Any damage caused due to a contributory negligence of the owner-driver (such as driving when there’s an existing flood)

Consequential Damages

Any damage that is not a direct result of the accident/natural calamity etc.

Key Features of Auto Rickshaw Insurance by Digit

Key Features

Digit Benefit

Claim Process

Paperless Claims

Customer Support

24x7 Support

Additional Coverage

PA Covers, Legal Liability Cover, Special Exclusions and Compulsory Deductibles, etc

Damages to Third-Party

Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages

Types of Auto Rickshaw Insurance Plans

Based on the requirement of your three-wheeler, we primarily offer two policies. However, considering the risk and frequent use of any commercial vehicle, it’s recommended to take a Standard Package Policy that will financially protect your rickshaw and the owner-driver as well.

Liability Only

Standard Package


How to claim?

Report Card

How fast are Digit Insurance Claims Settled?

This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!

Read Digit’s Claims Report Card

What our customers have to say about us

Vikas Thappa

I had a wonderful experience while prossesing my vehicle insurance with Digit Insuarnce . It is so customer friendly equipped with apt technology. Claim got resorted within 24 hrs even without physically meeting any person. The customer centers handled my calls well. My special recognition to Mr Ramaraju Kondhana who was handled the case in a excellent way.

Vikrant Parashar

Really an fab insurance company which declared the highest idv value n staff is really courteus n i m totally complacent with the staff n specially credit goes to uves farkhun who timely infork me about various offers n benifits which push me to buy policy only from digit insurance n now i have decided to buy policy of another vehicle from digit insurance only bcs of many factors lyk cost-related and service-related.

Siddharth Murthy

It was a good experience of buying my 4th Vehicle insurance from Go-digit. Ms. Poonam devi explaining the policy well, as well as she knew what was the expectation from the customer and gave the quote according to my needs. And it was Hassle free to make the payment online. Special thanks to Poonam for getting this done Asap. Hope the Customer relationship team become better day by day!! Cheers.

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